ESAF SMALL FINANCE BANK LIMITED

Active

ESAF SMALL FINANCE BANK LIMITED having CIN U65990KL2016PLC045669 is 9 years , 1 month & 13 days old Public Indian Company incorporated on 05 May 2016. It is classified as Non-government company and is registered at ROC Ernakulam. Its authorized share capital is Rs. 6,000,000,000 and its paid up capital is Rs. 5,147,798,580. It's NIC code is 65990 (which is part of its CIN).

As per the NIC code, it is involved in . ESAF SMALL FINANCE BANK LIMITED Annual General Meeting (AGM) was last held on N/A and as per records from Ministry of Corporate Affairs (MCA), its balance sheet was last filed on 12-29-2023. Directors of ESAF SMALL FINANCE BANK LIMITED are Biju Varkkey . and Ravi Venkatraman.

ESAF SMALL FINANCE BANK LIMITED ' Corporate Identification Number (CIN) is U65990KL2016PLC045669 and its registration number is 045669. Users may contact ESAF SMALL FINANCE BANK LIMITED on its Email address - secretarial@esafbank.com Registered address of ESAF SMALL FINANCE BANK LIMITED is BUILDING NO.VII/83/8,ESAF BHAVAN, THRISSUR-PALAKKAD NATIONAL HIGHWAY, MANN,THRISSUR,Kerala,India-680651. Current status of ESAF SMALL FINANCE BANK LIMITED is - Active.

Key Indicators

Authorised Capital

6,000,000,000

as on 18/06/2025

Paid Up Capital

5,147,798,580

as on 18/06/2025

Company Age

9 Year, 1 Months

Last Filing with ROC

1 Year, 5 Months

CIN	U65990KL2016PLC045669
Company Status	Active
Registration Number	045669
Date of Incorporation	05/05/2016
RoC	ROC Ernakulam
Company Age	9 years & 46 days
Authorized Capital	₹ 6000000000
Paid-up capital	₹ 5147798580
Company Category	Company limited by shares
Company Sub-Category	Non-government company
Class of company	Public
Activity
Listing status	Unlisted
Date of Last Annual General Meeting	31-03-2022
Date of Latest Balance Sheet	31-03-2022

Contact

Email ID	secretarial@esafbank.com
Address	HEPZIBAH COMPLEX, SECOND FLOOR, NO.X/109/M4, MANNUTHY. PO Thrissur Kerala India 680651
Website	esafbank.com
Contact Number	+91*******

Location on Map

Director

Designation	Name	Date OF Appointment	DIN	PAN	Tenure
Director	RAVIMOHAN PERIYAKAVIL RAMAKRISHNAN	04/17/2023	08534931		2 years
Director	MOHAN CHANDANATHIL PAPPACHAN	05/29/2020	02661757	*****3859L	5 years
Director	THOMAS JACOB KALAPPILA	08/10/2020	00812892	*****3497P	4 years
Director	KOLASSERIL CHANDRAMOHANAN RANJANI	12/13/2022	01735529	*****4156H	2 years
Director	AJAYAN MANGALATH GOPALAKRISHNAN NAIR	12/13/2022	09782416	*****5804B	2 years
Director	JOSEPH VADAKKEKARA ANTONY	12/14/2023	00181554	*****1441L	1 years
Director	ALEX PARACKAL GEORGE	12/13/2016	07491420	*****8900A	8 years
Director	ASHA MORLEY	08/25/2023	02012799	*****7436P	1 years
Director	PAUL THOMAS KADAMBELIL	03/09/2023	00199925		2 years
Director	SANEESH SINGH	12/13/2018	02254868	*****2489Q	6 years
Director	VINOD VIJAYALEKSHMI VASUDEVAN	05/25/2024	02503201	*****3085N	1 years
Director	RAVI VENKATRAMAN	04/28/2023	00307328	*****6883B	2 years
Director	JOHN SAMUEL	12/13/2022	07725212	*****6817B	2 years
Director	GEORGE KALAPARAMBIL JOHN	07/25/2024	00694646	*****3111C	0 years
Director	BIJU VARKKEY .	09/07/2023	01298281	*****2319N	1 years

Companies connected through Directors

Name	Status	Paid Up Capital	Common Directors	Address
MAITHON POWER LIMITED	Active	15,08,91,77,290.00	1	Maharashtra
TP RENEWABLE MICROGRID LIMITED	Active	40,10,00,000.00	2	Maharashtra
SATYA MICROCAPITAL LIMITED	Active	66,27,17,740.00	1	Delhi
AGAPPE DIAGNOSTICS LIMITED	Active	6,12,99,040.00	1	Maharashtra
SYNCON MANAGEMENT CONSULTANTS PVT LTD	Active	1,00,000.00	1	Kerala
SPOTMARKETS SECURITIES PRIVATE LIMITED	Active	19,00,000.00	1	Kerala
GROWING OUTREACH SERVICES PRIVATE LIMITED	Strike Off	1,00,000.00	1	Tamil Nadu
ESAF FINANCIAL HOLDINGS PRIVATE LIMITED	Active	1,67,88,15,960.00	1	Kerala
PRECISION WIRES INDIA LIMITED	Active	17,86,57,975.00	1	Maharashtra
MORLEY INVESTMENTS PRIVATE LIMITED	Strike Off	1,90,000.00	2	Maharashtra
NORTH EAST SMALL FINANCE BANK LIMITED	Active	4,69,38,03,610.00	1	Assam
ARISINFRA SOLUTIONS LIMITED	Active	11,70,96,024.00	1	Maharashtra
KOTAK MAHINDRA PRIME LIMITED	Active	3,49,52,000.00	2	Maharashtra
AVANSE FINANCIAL SERVICES LIMITED	Active	1,25,91,16,160.00	2	Maharashtra
BAJAJ FINSERV MUTUAL FUND TRUSTEE LIMITED	Active	35,00,000.00	2
KONNECT CSR IMPACTORS PRIVATE LIMITED	Active	1,00,000.00	2	Gujarat
V GUARD INDUSTRIES LIMITED	Active	43,50,45,463.00	2	Kerala
MAHAVEER FINANCE INDIA LIMITED	Active	14,95,21,680.00	2	Tamil Nadu

Charges on assets

Others

No. of Loans: 10

Total Amount: 7,578,745,357.00 cr

Axis Bank Limited

No. of Loans: 1

Total Amount: 1,957,200,000.00 cr

State Bank of India

No. of Loans: 1

Total Amount: 1,170,000,000.00 cr

SIDBI

No. of Loans: 1

Total Amount: 1,941,309,050.00 cr

United Bank of India

No. of Loans: 1

Total Amount: 163,636,364.00 cr

THE SOUTH INDIAN BANK LIMITED

No. of Loans: 1

Total Amount: 1,155,541,000.00 cr

HDFC BANK LIMITED

No. of Loans: 2

Total Amount: 1,350,000,000.00 cr

Charge Holder	Branch	Amount	Date of creation	Modification	Satisfaction	Status
Others	Sastri Road	161,363,639	10 Mar, 2017	-	14 Dec, 2021	Closed
Axis Bank Limited	ROUND WEST,	1,957,200,000	10 Mar, 2017	-	05 Apr, 2019	Closed
Others	ANJALI COMPLEX, ROUND NORTH	383,333,337	10 Mar, 2017	-	10 Jun, 2019	Closed
Others	VASANT VIHAR	195,063,602	10 Mar, 2017	-	16 Oct, 2020	Closed
State Bank of India	No. 155 (Old No. 103), ANNA SALAI	1,170,000,000	10 Mar, 2017	-	22 Feb, 2019	Closed
SIDBI	15, ASHOK MARG,	1,941,309,050	10 Mar, 2017	-	25 Feb, 2021	Closed
Others	Bandra Kurla Complex, Bandra (E),	299,800,000	10 Mar, 2017	-	28 Sep, 2018	Closed
Others	Bandra Kurla Complex, Bandra (E),	1,150,000,000	10 Mar, 2017	-	18 May, 2020	Closed
United Bank of India	"ARULMANI BUILDING", NO.27, WHITES ROAD	163,636,364	10 Mar, 2017	-	11 Jul, 2019	Closed
Others	SOUTH EXTENSION PART-II,	250,000,000	10 Mar, 2017	-	24 Oct, 2018	Closed
THE SOUTH INDIAN BANK LIMITED	HEPHZIBAH COMPLEX, OLLUKARA, MANNUTHY	1,155,541,000	10 Mar, 2017	-	15 Nov, 2019	Closed
Others	CONTONMENT	1,130,434,783	10 Mar, 2017	-	25 Jan, 2019	Closed
Others	Harrington Road, Chetpet	947,916,664	10 Mar, 2017	-	18 Feb, 2019	Closed
Others	3RD FLOOR 25-26, COLLEGE ROAD	200,000,000	10 Mar, 2017	-	11 Oct, 2018	Closed
HDFC BANK LIMITED	LOWER PAREL W	500,000,000	10 Mar, 2017	-	03 Apr, 2019	Closed
HDFC BANK LIMITED	LOWER PAREL W	850,000,000	10 Mar, 2017	-	03 Apr, 2019	Closed
Others	NUNGAMBAKKAM,	2,860,833,332	10 Mar, 2017	-	02 Mar, 2021	Closed

Registered Details

CIN

U65990KL2016PLC045669

PAN

U65990KL2016PLC045669

Incorporation

1 years , 9 month

Company Email

secretarial@esafbank.com

Paid up Capital

₹ 5,147,798,580

Authorised Capital

₹ 6,000,000,000

Type

Public Non-government company

* There is the date provided by MCA, but availability for this year is not guaranteed.

Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Sales

0.00%

₹ 0

EBITDA

0.00%

₹ 0

Net Profit

0.00%

₹ 0

Networth

0.00%

₹ 0

Borrowings

0.00%

₹ 0

Assets

0.00%

₹ 0

Gross Margin

0.00%

₹ 0

Operating Margin

0.00%

₹ 0

Net Profit Margin

0.00%

₹ 0

Return on Equity

0.00%

₹ 0

ROCE

9.29%

₹ 140,987.4

Debt to Equity

0.00%

₹ 0

Financial Highlights

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Sales
Operating profit
Net profit
Gross margin
Operating margin
Net margin
Networth
Borrowings
Assets
Debt to equity
Current ratio
ROE
Days payable
WC days

Balance Sheet

**** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds +
(a) Share capita
(b) Reserves and surplus
(c) Money received against share warrants
(2) Share application money pending allotment
(3) Non-current liabilities +
(a) Long-term borrowings
(b) Deferred tax liabilities (Net)
(c) Other Long-term liabilities
(d) Long-term provisions
(4) Current liabilities +
(a) Short-term borrowings
(b) Trade payables
(A) total outstanding dues of micro enterprises and small enterprises; and
(B) total outstanding dues of creditors other than micro enterprises and small enterprises.
(c) Other current liabilities
(d) Short-term provisions
Total
ASSETS
Non-current assets +
(a) [Property, Plant and Equipment]
(i) Tangible assets
(ii) Intangible assets
(iii)Capital work-in-progress
(iv) Intangible assets under development
(b) Non-current investments
(c) Deferred tax assets (net)
(d) Long-term loans and advances
(e) Other non-current assets
(2) Current assets +
(a) Current investments
(b) Inventories
(c) Trade receivables
(d) Cash and cash equivalents
(e) Short-term loans and advances
(f) Other current assets
Total assets

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds +
(a) Share capita
(b) Reserves and surplus
(c) Money received against share warrants
(2) Share application money pending allotment
(3) Non-current liabilities +
(a) Long-term borrowings
(b) Deferred tax liabilities (Net)
(c) Other Long-term liabilities
(d) Long-term provisions
(4) Current liabilities +
(a) Short-term borrowings
(b) Trade payables
(A) total outstanding dues of micro enterprises and small enterprises; and
(B) total outstanding dues of creditors other than micro enterprises and small enterprises.
(c) Other current liabilities
(d) Short-term provisions
Total
ASSETS
Non-current assets +
(a) [Property, Plant and Equipment]
(i) Tangible assets
(ii) Intangible assets
(iii)Capital work-in-progress
(iv) Intangible assets under development
(b) Non-current investments
(c) Deferred tax assets (net)
(d) Long-term loans and advances
(e) Other non-current assets
(2) Current assets +
(a) Current investments
(b) Inventories
(c) Trade receivables
(d) Cash and cash equivalents
(e) Short-term loans and advances
(f) Other current assets
Total assets

Profit & Loss

**** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
I.Revenue from operations
II. Other income
III.Total Revenue (I + II)
IV.Expenses +
(1)Cost of materials consumed
(2)Purchases of Stock-in-Trade
(3)Changes in inventories of finished goods work-in-progress and
(4)Stock-in-Trade
(5)Employee benefits expense
(6)Finance costs
(7)Depreciation and amortisation expense
(8)Other expenses
(9)Total expenses
VProfit before exceptional and extraordinary items and tax (III - IV)
VIExceptional items
VII.Profit before extraordinary items and tax (V - VI)
VIII.Extraordinary items
IX.Profit before tax (VII- VIII)
X. Tax expense: +
(1)Current tax
(2)Deferred tax
XI.Profit (Loss) for the period from continuing operations (VII-VIII)
XII.Profit/(loss) from discontinuing operations
XIII.Tax expense of discontinuing operations
XIV.Profit/(loss) from Discontinuing operations (after tax) (XII-XIII)
XV.Profit (Loss) for the period (XI + XIV)
XVI.Earnings per equity share: +
(1) Basic
(2)Diluted

Precentage of total incomex
Sales +
Sales growth %
Expenses +
Cost of services
Employee benefits expense
Other costs
Operating profit +
Operating margin %
Other income
Interest
Depreciation
Exceptional items
Profit before tax
Tax
Profit - disc. ops
Net profit
Net margin %

Ratio

** All numbers in INR crores

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Solvency	0.00	0.00	0.00	0.00	0.00
Total Debt/Equity	0.00	0.00	0.00	0.00	0.00
Total Debt/Assets	0.00	0.00	0.00	0.00	0.00
Total Assets/Equity	0.00	0.00	0.00	0.00	0.00
Liquidity	0.00	0.00	0.00	0.00	0.00
Current Ratio	0.00	0.00	0.00	0.00	0.00
Quick Ratio	0.00	0.00	0.00	0.00	0.00
Interest Coverage	0.00	0.00	0.00	0.00	0.00
Performance	0.00	0.00	0.00	0.00	0.00
Gross Margin	0.00	0.00	0.00	0.00	0.00
Operating Margin	0.00	0.00	0.00	0.00	0.00
Net Margin	0.00	0.00	0.00	0.00	0.00
Return	0.00	0.00	0.00	0.00	0.00
Return on Equity	0.00	0.00	0.00	0.00	0.00
Pre-tax ROCE	0.00	0.00	0.00	0.00	0.00
Return on Assets	0.00	0.00	0.00	0.00	0.00
Pre-tax ROIC	0.00	0.00	0.00	0.00	0.00
Efficiency	0.00	0.00	0.00	0.00	0.00
Days Payable	0.00	0.00	0.00	0.00	0.00
Days Inventory	0.00	0.00	0.00	0.00	0.00
Days Receivable	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	0.00	0.00	0.00
Total Asset Turnover	0.00	0.00	0.00	0.00	0.00
Working Capital	0.00	0.00	0.00	0.00	0.00
Cash Conversion Cycle	0.00	0.00	0.00	0.00	0.00
Working Capital Days	0.00	0.00	0.00	0.00	0.00

Subsidiaries, Associate Companies & Join Ventures of Esaf Small Finance Bank Limited

Company Identifier	Name	Percentage of Shares Held

Fund Raising Activity of Esaf Small Finance Bank Limited

Date of Allotment	Securities Alloted	Terms	Number of Securities	Nominal Amount	Premium Amount Due & Payable	Premium Amount Paid	Total Discount	Amount to be Paid on Calls (Excluding Premium)	Attachments

Board Meetings of Esaf Small Finance Bank Limited

Date of Filing	Date of Dispatch of Notice	Date of Passing Resolution	Section (Companies Act 2013)	Section (Companies Act 1956)	Subject Matter of Resolution	Resolution Agreed By	Resolution Type	Additional Documents

Auditors of Esaf Small Finance Bank Limited

Financial Year	Name of Auditor or Firm	PAN of Auditor or Firm	Membership Number / Registration Number	Name of Auditor Signing Report	Membership Number of Auditor Signing Report

Outstanding Payments to Micro & Small Enterprises

Filing Type	As On	Amount Due to MSME	Current Liabilities	Ratio to Current Liabilities	Reasons for Delay

Investor Complaints & Serious Complaints About Esaf Small Finance Bank Limited

Director Complain

Date	DIN	Cessation Date	Cessation Reason	Complaint

Serious Complaints

Date	Complaint	Other

Investor Complaints & Other Complaints

Date	Complaint Type	Complaint Sub Type	Particulars of Secutiries	Period	Complaint	Other Details

Prosecution Details of Esaf Small Finance Bank Limited

S.No.	Defaulting Entities	Court Name	Prosecution Section	Date of Order	Status

FAQs- Esaf Small Finance Bank Limited

What is ESAF SMALL FINANCE BANK LIMITED ?

ESAF SMALL FINANCE BANK LIMITED having CIN U65990KL2016PLC045669 is 1 years , 9 month old Public Indian Company incorporated with MCA on 07 Sep 2023. ESAF SMALL FINANCE BANK LIMITED is listed in the class of Public Indian Company and classified as Non-government company. This company is registered at Registrar of Companies(ROC), ROC Ernakulam with an Authorized Share Capital of 6,000,000,000 and paid-up capital is 5,147,798,580.

What is the CIN of ESAF SMALL FINANCE BANK LIMITED?

CIN of ESAF SMALL FINANCE BANK LIMITED is U65990KL2016PLC045669.

Where is ESAF SMALL FINANCE BANK LIMITED located?

Address of ESAF SMALL FINANCE BANK LIMITED is Building no.vii/83/8,esaf bhavan, thrissur-palakkad national highway, mann,thrissur,kerala,india-680651,.

Who are the directors of ESAF SMALL FINANCE BANK LIMITED ?

The company has 23 directors/key management personnel Ravimohan Ramakrishnan,mohan Pappachan,thomas Kalappila,ranjith Raj Parameswaran Nambisan,gireesh Parameswaran Nair,kolasseril Ranjani,ajayan Nair,joseph Antony,alex George,asha Morley,paul Kadambelil,saneesh Singh,vinod Vasudevan,ravi Venkatraman,john Samuel,paul Kadambelil,ravimohan Ramakrishnan,george John,joseph Antony,vinod Vasudevan,biju .,asha Morley,ravi Venkatraman,

What is the contact details of ESAF SMALL FINANCE BANK LIMITED ?

Email : secretarial@esafbank.com
Address : HEPZIBAH COMPLEX, SECOND FLOOR, NO.X/109/M4, MANNUTHY. PO Thrissur Kerala India 680651

What does ESAF SMALL FINANCE BANK LIMITED do?

ESAF SMALL FINANCE BANK LIMITED is involved in activities such as Computer programming, consultancy and related activities

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